Over time we will be in the country of destination, we value change more or less. However, there are always fixed costs that we face, such as transport tickets or expenditure on food and drink. The exchange world is full of clichés. Some are true, others are groundless. Be proactive and take accounts help us save and avoid the hassle of returning home too excess currency.
EXCHANGE RATE IS THE SAME IN ALL SITES
Nothing is further from reality, since the exchange rate is free and each operator's needed. Official rates are purely informative. But first things first. If we travel abroad, we must first know how much we will receive for each euro currency. In this way, we will know how much money we need to change depending on the length of stay and expenditure. The value of other currencies against the exchange rate is also called quote.
You should know that ... There is an exchange selling rate (what you get when you change euros) and another buyer (what you get when you switch back to euro foreign currency). The sale is always greater than the purchase. That could mean getting rid of the money left at the end of the trip, you receive fewer euros, but given that the currency market fluctuates, you can even take a pleasant surprise.
THE BEST SITE FOR CHANGE IS THE AIRPORT
Lie. This is one of the most repeated false maxims on currency exchange. True, the airport is a very safe place for foreign currency, but also the environment in which lower may be the type of purchase and can be more abusive commissions. Sometimes lack of time to prepare for the trip to bottom, we have no choice but to go to one of these counters and get some local currency to pay for the bus, train or taxi to the hotel.
You should know that ... Although there is no hard evidence, the rumor that the terminal changing positions airport agreed between their types is an open secret. We must not forget that their situation is privileged, and consciously advantage. Many travelers arrive in the destination country without currency in circulation in the pocket and make their first change here.
The worst places - THE EXCHANGE CENTER
It depends. Sometimes they are the best option. Some color posters with phrases like "the best change to 0% commission" more like a supermarket a serious matter, but the truth is that usually wins over the airport. We must go beyond the claims and make the appropriate calculations with the rates offered. Usually the fee waiver affects a smaller type of purchase, as some side must take their profit margin.
You should know that ... It is not recommended to change the first found. Competition is great, especially in parts of downtown cities, where tourists are concentrated and there is an exchange in every corner. The gap between the rates offered by these institutions invite you to compare several of them before the transaction.
DO NOT ACCEPT OFFERS OF A NEARBY HOUSE CHANGE
There are still biting unwary tourists. The operation is as follows. A person who wants to buy foreign currency stands in front of a poster of a type of home exchange to read, trying to decipher and make calculations. A person approaches him and persuaded him to give a much better change. The tourist, blinded by the wad of bills showing his spontaneous and confident to make a good operation, accepts, but soon realizes that the tickets are fake. The scammer is not close enough to complain.
Know that ... You have to ignore everyone trying to seduce us. Sometimes, to ensure that the tickets are genuine, we accompany an accomplice change house, but impossible to claim that there is no receipt. If you do not have much financial literacy, you can even forced parity (one euro for foreign currency) until you look good, but in general is a bad deal.
AVOID FINANCIAL INSTITUTION CHANGE IN OUR USUAL
False. If you have time, it is the best of all possible options. Exchange rates are negotiable, even if they are written in blood. If you trust your financial institution's staff and you will change an interesting sum, surely offer you finally fleshy type or a less bulky commission. The best way to get the money you need to start moving in the foreign country is that just landed.
You should know that ... The downside to opt for this method is that it is quite possible that the change is not immediate and wait a few days. Depending on the amount you need and the currency of the destination country, the reception could take between three days and one week. The entities do not have all existing currencies, only the most common. Not the same request £ CZK.
CHANGE IS BETTER BECAUSE DOLLARS FOR EUROS RECOGNIZED IN ALL SITES
He does not have. It is true that in many hotels and restaurants that you will be able to pay in dollars, but in business at street level will be more difficult. There are very "dollarized" countries, as almost all of South America, where it is normal to accept, but change is usually given in local currency, applying a type often distar that could get in a home exchange. It is preferable to have an amount in currency of the country where we are on vacation because we will eventually find more economical.
You know ... The US dollar has a very strong roots in many countries, but not their currency, is much appreciated. However, the currency lost strength against the euro, which is also an appreciated currency.
COUNTRIES WITH ECONOMIC DIFFICULTIES HAVE CHANGED THE LOWEST
It is wrong, but it is completely false. Say it's a half-truth. Currencies fluctuate continuously, minute by minute. The official exchange rate depends on many factors: GDP unemployed by state financial institutions or public debt. As such, Spain is a country that would take the euro down, with Greece, Portugal and Italy, but as it is a currency that covers more territory, the pressure to have a healthy economy do not give up.
You should know that ... It is almost impossible to know how it will behave in the short term currency. Perspective, yes, it is possible to observe some cycles up or down, but the night is pure luck. Today you get 1.5 of that currency by the euro and 2 tomorrow, but after tomorrow the guys can go up to 0.5. Completely unpredictable. It is best not to think too much.
GET MONEY WITH BOARD MADE A VERY HIGH COMMISSION
It all depends on your bank and card type, it usually does not work the same rate for the flow of credit. The important thing is that you consult before taking the plane, because if the commission is low even you might make a cash withdraw money already in the country where you are on holiday in Spain against your euro account. So you could save wasting a morning tour or afternoon, different institutions change what type suits you best.
You should know that ... If you have forgotten your bank or check what the commission to apply get cash with your card in a foreign country, you know that the most typical commission is about 4% of the total. The board is quite logical: if you have no choice and you have to go to an ATM, the more money kicks once, the better for your economy.
MUST PAY ALL CARD AND THE MINIMUM CASH
The best option, no doubt. If your hotel, in restaurants, at the mall or in ATMs accept payment by credit card, or you think. Before leaving, check your card limits (to get money from ATMs and pay in shops) and, if possible, take more than one to avoid accidents. After the trip, see also completed movements loaded on your card and found that the rate applied is responsible at all times.
You should know that ... there are countries where some attractions such as museums, cathedrals, monuments, etc. offer advance ticket sales through the Internet. The price tickets online usually wear a discount applied to those acquired in situ, and that, despite the commission of between 1% and 2% applicable on the purchase of the electronic card.
IF YOU DO NOT spend money FRONT BACK, YOU CAN NOT CHANGE IN YOUR COUNTRY
Very true. Beyond the euro, dollar, yen and flip a coin, there are a number of non-convertible currencies calls that can not be bought and sold in the country to which they belong. If you return to Spain with one of them, you must be the memory or save it for the next trip to the same place, because the bank will not change the will. With convertible currencies should be no problem, provided they are good, as the coins will not change either.
You should know that ... It is important that you calculate the daily diet well and you get the money. The last chance you have to get rid of an exotic and impossible to move to the euro currency after your trip are the shops outside the airport taxes. Takes the opportunity to have a detail with a family member or friend and give her a souvenir.
No hay comentarios:
Publicar un comentario